The purchase of a heat pump is a significant expense for a home. Even if it saves a lot of money on heating afterwards, you need to have a fairly large initial budget. Fortunately, there are aids to help you finance the purchase of your heat pump and carry out your thermal renovation project.
Purchase of a CAP: state aid
The state is the first to encourage you to improve the thermal performance of your home and to release less greenhouse gases into the atmosphere.
Heat pumps use renewable energies and by opting for this heating mode, you can benefit from some help (except air / air heat pumps).
- The premium "energy renovation" the amount of 1350 euros has a limited duration is allocated according to your resources and can not be combined with the ANAH (National Agency for the Improvement of Habitat).
- The Energy Transition Tax Credit (ISCED) replaces the Tax Credit Sustainable Development (CIDD) from January 2015 and offers a single rate of 30% without conditions of resources and without obligation to carry out a work package.
- It is also possible to enjoy a VAT at a reduced rate 5.5% for the purchase and installation of your heat pump.
You can apply to your bank for eco-loan at zero rate. It is awarded to all homeowners without any means test. The loan can not exceed 30,000 euros and asks your bank by presenting the quotes of the work you want to achieve. To benefit, you will need to have the work done by a recognized professional Guarantor of the Environment. Be aware that if you want to install an air / air heat pump, you will not be able to apply for a zero interest eco-loan.
Grants and other miscellaneous subsidies
The National Agency for the Improvement of the Habitat (ANAH) proposes subsidies under certain conditions of resources to finance the purchase of an air / water heat pump. But it is also possible to benefit fromlocal helpers your region, your department, your municipality or local authorities. Do not hesitate to inquire with the ADIL (Departmental Agency for Information on Housing) to find out what help you can get and how to apply.